Terms & Conditions

These Terms & Conditions govern your use of the Property Flip Loan website and your interactions with FORTY TWO HOLDINGS, doing business as Property Flip Loan ("Property Flip Loan," "we," "us," or "our"). Property Flip Loan is a DBA of FORTY TWO HOLDINGS. By accessing or using this website, you agree to these Terms & Conditions. If you do not agree, please do not use the website.

• Website: https://propertyfliploan.biz/
• Email: hello@propertyfliploan.com
• Phone: +1 443-684-7997

This website provides general educational information relating to property investment concepts, strategy, research, and planning. The content is for general informational and educational purposes only and does not constitute financial advice, investment advice, legal advice, tax advice, lending advice, or a guarantee of any financial outcome. We do not guarantee approval, funding, returns, appreciation, profits, or investment performance.

Property Flip Loan provides educational resources and coaching focused on property investment knowledge and strategy. Our programs are educational in nature and are designed to help clients become more informed when researching property investments. Our services do not constitute a loan, financing product, or individualized investment, legal, tax, lending, mortgage, or financial advice unless specifically authorized and disclosed.

We do not guarantee investment returns, profits, property appreciation, approval, funding, income, or any specific financial outcome. Clients are responsible for conducting their own due diligence and should consult appropriately licensed professionals for legal, tax, investment, lending, or other regulated advice when appropriate.

You may contact Property Flip Loan through website forms, by email, by phone, or through other communication methods provided by the business. Providing a telephone number does not by itself constitute consent to receive SMS or text messages. Any SMS or text messaging requires separate, voluntary consent as described in these Terms and in our Privacy Policy.

Where you voluntarily opt in to receive SMS messages from Property Flip Loan, you agree to receive text messages related to the specific messaging program for which you provided consent. Our SMS program is informational and transactional only. Messages may include responses to coaching inquiries, requested information, appointment scheduling, appointment confirmations, appointment reminders, rescheduling information, and service-related communications. Informational SMS does not include offer, rate, approval, or other promotional language.

Property Flip Loan does not operate a marketing or promotional SMS program. Our SMS messaging is limited to informational and transactional communications related to a customer's existing coaching inquiry, appointment, or service interaction. No separate marketing SMS consent is collected, and no promotional offers, rates, approval claims, or marketing messages are sent via SMS.

Message frequency varies based on your inquiries, appointments, interactions, and the messaging program to which you have subscribed. We do not promise a fixed message frequency.

Message and data rates may apply. Check with your mobile carrier for details about your messaging plan.

You may opt out of receiving SMS messages from Property Flip Loan at any time by replying STOP to any message. STOP requests will be honored. A confirmation message may be sent after an opt-out request. No further messages from the applicable messaging program should be sent after the opt-out, except where required or permitted for confirmation or service purposes. You may also contact us directly for assistance with your SMS preferences at hello@propertyfliploan.com or +1 443-684-7997.

Reply HELP to any message from Property Flip Loan for assistance. You may also reach us by email at hello@propertyfliploan.com or by phone at +1 443-684-7997.

Property Flip Loan does not sell, rent, or share mobile phone numbers or SMS opt-in information with third parties or affiliates for their own marketing or promotional purposes. SMS opt-in data and consent information will not be shared with third-party marketers or used to build third-party marketing lists. No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. Where service providers process information to provide messaging or business services, such processing is limited to the services they provide on behalf of the business and is subject to appropriate confidentiality obligations.

Our handling of personal information, SMS consent information, and mobile information is described in our Privacy Policy, which is incorporated into these Terms & Conditions by reference. The Privacy Policy explains how personal information, SMS consent information, and mobile information are collected, used, protected, and handled.

Property Flip Loan does not sell personal information for marketing purposes, rent personal information for marketing purposes, share SMS opt-in data with third-party marketers, or use SMS consent data to build third-party marketing lists. Information may be processed by service providers where reasonably necessary to operate the website, CRM, communications, scheduling, customer service, or other business functions, and such processing is limited to performing services on our behalf under appropriate confidentiality obligations. We may also disclose information when required by law.

Our services are provided for general educational and coaching purposes only. We provide information and guidance related to property investment concepts, research, strategy, and planning. We do not provide individualized investment, legal, tax, lending, mortgage, or financial advice unless specifically authorized and disclosed. No financial outcome, investment return, approval, funding, or profit is guaranteed. Clients are responsible for conducting their own due diligence and should consult appropriately licensed professionals for legal, tax, investment, lending, or other regulated advice when appropriate.

Property Flip Loan attempts to provide accurate information on this website but does not guarantee that all content will always be complete, current, or error-free. Information may be updated or corrected without notice.

This website may contain links to third-party websites. Property Flip Loan is not responsible for the content or privacy practices of third-party websites. Your use of third-party websites is at your own risk and subject to their respective terms and policies.

Website content, including text, graphics, logos, and other materials, is provided by Property Flip Loan for general informational use. Unless otherwise noted, materials on this website may not be reproduced, distributed, or used for commercial purposes without prior written permission. We do not claim ownership of third-party materials, trademarks, or service marks, which remain the property of their respective owners.

To the fullest extent permitted by applicable law, FORTY TWO HOLDINGS dba Property Flip Loan shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this website or reliance on its content. This limitation does not exclude liability that may not be excluded under applicable law.

We may update these Terms & Conditions from time to time. Updated versions will be posted on this page with a revised "Last Updated" date. Your continued use of the website after changes are posted constitutes acceptance of the updated Terms.