Privacy Policy

FORTY TWO HOLDINGS, doing business as Property Flip Loan ("Property Flip Loan," "we," "us," or "our") respects your privacy. This Privacy Policy explains how we collect, use, disclose, and protect information when you visit our website, submit a coaching inquiry, request information, schedule an appointment, or otherwise communicate with us. Property Flip Loan is a DBA of FORTY TWO HOLDINGS.

We may collect information you provide directly, including your name, email address, phone number, investment experience, area of interest, information submitted through website forms, appointment information, inquiry or request information, and communications with us. We may also collect technical information automatically when you visit our website, such as browser type, device information, IP address, pages viewed, and cookies and analytics data where applicable.

We use the information we collect to respond to coaching inquiries, provide requested educational information, communicate with you regarding a submitted inquiry, schedule and manage coaching appointments, send appointment confirmations and reminders where applicable, respond to customer service requests, improve website functionality, maintain records, and meet applicable legal and regulatory obligations.

Where you have voluntarily opted in, Property Flip Loan may send SMS/text messages to the mobile number you provide. Our SMS program is informational and transactional only. Messages are limited to communications directly related to your existing coaching inquiry, appointment, or service interaction, including responses to inquiries, requested information, appointment scheduling, appointment confirmations, appointment reminders, rescheduling information, and customer service communications. We do not send promotional offers, rate offers, approval claims, or marketing messages via SMS.

Providing a telephone number does not by itself constitute consent to receive SMS messages. SMS consent is collected separately through an affirmative consent mechanism, such as a dedicated checkbox that you must affirmatively select.

SMS consent is optional and is not required to submit an inquiry, request information, schedule an appointment, or use our services. SMS consent is collected through a separate checkbox or other valid opt-in mechanism. The checkbox is unchecked by default, and SMS consent is not a condition of submitting a form. The customer must affirmatively choose to receive SMS. The consent language identifies Property Flip Loan as the sender and explains that messages are informational and appointment/service-related. Because our SMS program is informational only, no separate marketing SMS consent is collected.

Message frequency varies based on your inquiries, appointments, and interactions with Property Flip Loan. We do not promise a specific message frequency.

Message and data rates may apply. Contact your mobile carrier for information about your messaging plan.

You may opt out of receiving SMS messages from Property Flip Loan at any time by replying STOP to any message. STOP requests will be honored. A confirmation message may be sent after the opt-out request. No further messages from the applicable messaging program should be sent after the opt-out, except where required or permitted for confirmation or service purposes. You may also contact us directly at hello@propertyfliploan.com or +1 443-684-7997 regarding your SMS preferences.

Reply HELP to any message from Property Flip Loan for assistance. You may also reach us by email at hello@propertyfliploan.com or by phone at +1 443-684-7997.

Property Flip Loan does not sell or rent mobile phone numbers or SMS opt-in information to third parties or affiliates for their own marketing or promotional purposes. SMS opt-in data and consent information will not be shared with third-party marketers or used to build third-party marketing lists. No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. Where information must be shared with service providers to operate the messaging system, such sharing is limited to providing services on behalf of the business and is subject to appropriate confidentiality obligations.

We do not sell personal information for marketing, rent personal information for marketing, or share SMS opt-in data with third-party marketers. We may share information with service providers when necessary to operate the business, and such sharing is limited to performing services on our behalf under appropriate confidentiality obligations. We may also disclose information when required by law or to protect our rights.

Our website may use cookies and similar technologies to understand how visitors use the site and to improve the user experience. Where applicable, analytics tools may collect aggregated, non-identifying usage data along with browser and device information. You can control cookies through your browser settings; disabling cookies may affect some website functionality.

We use reasonable administrative, technical, and organizational measures to protect the information we collect. No method of transmission or electronic storage is completely secure, and we cannot guarantee absolute security.

We retain information only as long as reasonably necessary for business purposes, customer and service communications, legal obligations, recordkeeping, and dispute resolution.

If you have questions about your information, would like to make a request regarding your personal information, or want to update your SMS preferences, contact us at hello@propertyfliploan.com or +1 443-684-7997.

Our website is not directed to children, and we do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us so we can address it.

We may update this Privacy Policy periodically. Updated versions will be posted on this page with a revised date.